I have a mortgage now and always will pay that bill. Yet I want to decrease that payment and now I am being scrutinized. I make the same amount I did when I got the loan, Yet I want to decrease the payment and can't get the loan. All because I make too much in cash payments. I still show the same salary, yet they look at cash deposits that I made. What is wrong with someone working overtime to earn extra money. Hard work is now devalued as a liability. The bank sees my vacation time that I did not take in the week I worked for father. Yet they think that my week off should have been compensated by my day job. Fuck them I make money the real way, I took off the week not as vacation to earn double pay. I took it off to work. Vacation is what it is. I didn't do that and earned my money without that. The most Vacation I've taken in the last 6 years is a Friday off once a year to go to a Cubs game in Chicago. At $40.000 a year for the last 5 years, I deserve the respect of a mortgage I haven't defaulted on. Maybe I should not care anymore, but I have a conscious.
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Eric Brown
